MoneyLion Commercial How to Use a Credit Card Responsibly Spot

VIDEO MoneyLion How to Use a Credit Card Responsibly TV commercial 2024 • How to Use a Credit Card Responsibly - MoneyLion Make sure you check your credit card statements at least once a month to catch any fraud or errors (Your wallet will thank you). Discover other helpful tips to manage your credit cards. Learn more: https://www.moneylion.com/learn/shoul... ------------------------------------------------------------------------ Subscribe to our YouTube Channel for more money tips: / moneylion Check out our Blog for the inside scoop on money! https://moneylion.com/know-money Discover exclusive giveaways & more, follow MoneyLion on Instagram: / moneylioninc Get real-time commentary & money updates, follow MoneyLion on X: / moneylion Find inspiration & connect with others in our Facebook community: / moneylion Download our App: https://bnc.lt/E1yh/tb9Cx5uLPS 0:00 five tips to use a credit card 0:01 responsibly and no particular order 0:02 number One never miss a payment missing 0:04 payments can be one of the biggest 0:05 mistakes you make with your credit card 0:06 you likely end up paying more and late 0:07 fees and it can hurt your credit score 0:09 sign up for autopay set reminders on 0:11 your phone get a tattoo of your payment 0:12 date if you have to look whatever it 0:14 takes number two regularly check your 0:15 statements make sure you carefully go 0:17 over your credit card activity at least 0:18 once a month so you can detect any fraud 0:19 or errors before it's too late call your 0:21 credit card company if you spot some 0:22 unknown charges number three keep 0:24 utilization low whatever your credit 0:26 limit is it's recommended that you only 0:27 use about 30% of it at any given time 0:29 using a high percentage of your 0:30 available credit may hurt your credit 0:31 score and can make it harder to pay off 0:33 your debt over time you can improve your 0:34 credit limit by asking for an increase 0:35 every year or opening a new credit card 0:37 but not spending on it number four 0:39 budget budget budget avoid impulse 0:42 purchases this can lead to you spending 0:43 more than you're able to pay back which 0:45 will likely mean more interest and late 0:46 fees be intentional with your credit 0:48 card spending and plan every dollar you 0:49 spend last but not least number five 0:51 know your credit card whenn your payment 0:53 date when's your closing date what's 0:54 your annual fee your APR there's a lot 0:56 of factors that come with credit cards 0:57 and it's a lot of moving Parts if you're 0:59 going to use this card in your 1:00 day-to-day life it's important to know 1:01 all the details so you can avoid any 1:02 surprises because when it comes to your 1:03 money the last thing you want is a 1:05 surprise

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