Release Date: 2020-07-28
video hsbc What is ERC? | Mortgages Made Simple Advert 2020 • What is ERC, or early repayment charge?

Depending on the terms of your mortgage, you may have to pay an early repayment charge If you:

1) Repay the whole or part of your mortgage early

2) Leave your mortgage before the contracted period ends, even if it’s to move to a different HSBC mortgage product

3) Overpay more than an amount agreed with us

You’ll find the full details of any early repayment charge, and how it’s calculated, in the mortgage illustration you’ll receive before taking out the mortgage.
- HSBC advertsiment spot 2020

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