song in Chase Freedom Unlimited credit card commercial

If you’ve been watching TV or scrolling through YouTube lately, you’ve probably come across one of the new Chase Freedom Unlimited commercials. These ads have become some of the most recognizable spots of 2026—not only because they feature major stars like Stephen Curry, Kevin Hart, A’ja Wilson, and Catherine O’Hara, but also because of their catchy, high‑energy background music. Viewers often end up searching online for one simple answer: “What song is used in the Chase Freedom Unlimited commercial?”

The truth is that Chase has released several different ads this year, each with its own musical identity. Some sound like stadium anthems, others lean into funk and soul, and one even carries a festive, shopping‑season vibe. To help you identify the exact track you heard, here is a complete guide to every major Chase Freedom Unlimited commercial of 2026, the type of music used, and where you can watch each spot.

The Main 2026 Commercial: “The C.O.A.T.” ft. Stephen Curry & Kevin Hart

One of the most popular Chase Freedom Unlimited ads this year is “The C.O.A.T.”, a humorous and fast‑paced commercial starring NBA legend Stephen Curry and comedian Kevin Hart. The title plays on the idea of being the “C.O.A.T.”—the Comedian of All Time—a playful twist on the classic “G.O.A.T.” sports expression.

What song is used in this commercial?

The soundtrack of this ad is a custom‑made sports anthem, created exclusively for Chase’s 2026 campaign. It has the feel of a modern “Champion‑style” hype track, the kind of music you’d expect to hear during a major sports event, a playoff montage, or a high‑energy workout playlist. The beat is bold, motivational, and perfectly aligned with the competitive banter between Curry and Hart.

Because the track is not a commercial release, you won’t find it on Spotify, Apple Music, or any streaming platform. Chase often commissions original music for its campaigns to ensure a unique brand identity and full creative control.

Where to watch it

You can watch the full commercial here:

Chase Freedom Unlimited | The C.O.A.T. (ft. Stephen Curry & Kevin Hart)

Watch YouTube video

This is the flagship ad of the 2026 campaign and the one most viewers refer to when asking about the music.

The Newest Spot: “Cashback Like a Pro” ft. A’ja Wilson

Another standout commercial in the 2026 lineup is “Cashback Like a Pro”, featuring WNBA superstar A’ja Wilson. This ad has a completely different tone from the Curry/Hart version—sleek, stylish, and rhythm‑driven.

What song is used in this commercial?

The soundtrack is a modern funk/soul groove, built around a smooth bassline and upbeat percussion. It blends elements of contemporary funk with retro soul influences, creating a confident and polished sound that matches Wilson’s on‑screen presence.

Like the Curry/Hart commercial, this track is also a custom composition created specifically for Chase. It’s not a pre‑existing song, and it’s not available on music streaming platforms.

Where to watch it

Chase Freedom Unlimited | “Cashback Like a Pro” (ft. A’ja Wilson)

Watch YouTube video

This is the most recent release in the campaign and is currently trending across Chase’s social media channels.

The “Kevins” Commercial Featuring Catherine O’Hara

If you’ve seen a Chase commercial with a festive, shopping‑themed storyline and a cheerful soundtrack, you’re likely thinking of the “Kevins” ad starring Catherine O’Hara. This spot has become especially popular during seasonal promotions.

What song is used in this commercial?

The music in this ad is a modernized festive‑style track, reminiscent of holiday shopping jingles but with a contemporary twist. It’s upbeat, lighthearted, and designed to evoke the excitement of browsing stores, finding deals, and enjoying the holiday spirit.

As with the other commercials, this track is custom‑made for Chase and is not available as a standalone song.

Where to watch it

Chase | “Kevins” (Commercial with Catherine O’Hara)

Watch YouTube video

This ad is frequently used during holiday‑themed campaigns and retail‑focused promotions.

Where to Find All Chase Commercials and Their Music

If you’re trying to track down a specific Chase Freedom Unlimited ad—whether it’s the 15‑second version, the 30‑second cut, or an extended edit—the best place to look is the official Chase YouTube channel.

Chase uploads all versions of its commercials here, including alternate edits and behind‑the‑scenes content. Since most of the music used in these ads is custom‑produced, the YouTube uploads are often the only place where you can hear the full track.

Why Chase Uses Custom Music Instead of Popular Songs

Many viewers wonder why they can’t find the songs from these commercials on Spotify or Apple Music. The reason is simple: Chase commissions original music for most of its advertising campaigns.

There are several advantages to using custom tracks:

Brand identity — Original music helps create a recognizable sound that audiences associate with Chase.
Licensing control — Using custom compositions avoids the high cost and legal complexity of licensing popular songs.
Emotional precision — Custom tracks can be tailored to match the exact tone, pacing, and message of the commercial.
Consistency across edits — Custom music can be easily adapted for 6‑second, 15‑second, and 30‑second versions.

This approach ensures that every Chase commercial feels cohesive, even when the musical styles differ.

How Music Shapes the Tone of Each Chase Commercial

The soundtrack plays a major role in defining the personality of each ad. Here’s how the music enhances the storytelling:

1. The C.O.A.T. – High‑energy sports anthem

The bold, stadium‑style track amplifies the competitive dynamic between Curry and Hart. It adds intensity, humor, and a sense of playful rivalry.

2. Cashback Like a Pro – Funk/soul groove

The smooth, rhythmic soundtrack reflects A’ja Wilson’s confidence and the effortless nature of earning cashback rewards.

3. Kevins – Modern festive track

The cheerful, upbeat music creates a warm, shopping‑season atmosphere that pairs perfectly with Catherine O’Hara’s comedic charm.

Each soundtrack is carefully crafted to elevate the narrative and make the commercial more memorable.

Why the Chase Freedom Unlimited Ads Are So Popular in 2026

The 2026 Chase Freedom Unlimited campaign has gained significant traction for several reasons:

Celebrity power — Featuring Curry, Hart, Wilson, and O’Hara instantly draws attention.
Humor and relatability — The ads feel fun and engaging rather than overly promotional.
Strong visual style — Bright colors, dynamic editing, and cinematic shots make the commercials visually appealing.
Catchy custom music — The original soundtracks help the ads stand out and become instantly recognizable.
Clear messaging — The benefits of the card are woven naturally into the storyline.

This combination has helped Chase create one of the most memorable credit card campaigns of the year.

Final Thoughts

So, what song is used in the Chase Freedom Unlimited commercial? There isn’t just one answer. Chase uses multiple custom‑produced tracks across its 2026 campaign. Whether you saw the sports‑anthem commercial with Stephen Curry and Kevin Hart, the funk‑inspired spot with A’ja Wilson, or the festive shopping ad with Catherine O’Hara, each one features original music created exclusively for Chase.

If you want to rewatch any of the commercials or listen to the music again, the official Chase YouTube channel is the best place to find every version.